Investor Solutions is our firm’s entry-level service platform through which we manage your portfolio utilizing our proprietary fiduciary investment process.  This service level is typically utilized by individuals with investment portfolios under $750,000.
Investor Solutions might be right for you if:

1. You are 50-something and a mid-level executive earning over $100,000. You have accumulated about $300,000 in your company’s retirement plan, and have another $50,000 to $150,000 saved in your taxable accounts.
2. You are a doctor, lawyer or other professional in your 40’s with an income between $150,000 and $350,000, savings of about $250,000 in your retirement plan, children heading to college and a nagging feeling that you are not saving enough.
3. You and your spouse are in your early 60’s and are contemplating retirement.  You have retirement accounts to manage and need to evaluate a lump sum pension opportunity.  You also need to know if you can support your lifestyle over the remainder of your lifetime.
4. You recently have received an inheritance from your parents and need help managing these assets. You also need help figuring out how these new assets integrate with your own retirement.

Investor Solutions Service Platform - three levels of advice:

1. Investor Services.   We collect data relating to your portfolio, objectives, time horizon, and risk tolerance which enable us to recommend a strategic asset allocation best suited for your personal situation.  After implementation, we continuously monitor your portfolio and make changes as necessary based on our proprietary fiduciary investment process.
   
2. Retirement Planning.  We inquire about your goals, time horizon and desired standard of living.  Then we project your financial future in retirement and advise you on the success or possibly the changes you need to make to succeed.  We deliver you a retirement plan customized to your investment time-horizon, risk tolerance, cash flow, tax bracket and income needs.
   
3. Comprehensive Planning.  If your circumstances are complex and you have questions about life insurance, paying too much in taxes, or transferring your wealth to the next generation tax-efficiently, then you likely require a financial plan covering a broad spectrum of issues. Our Comprehensive Planning service addresses retirement planning and can provide detailed solutions to:
   
   
   1. Income-Tax Minimization
   2. Asset Protection Planning/Risk Management
   3. Goal-Based Planning
   4. Estate planning
   5. Cash Flow Planning/Debt Management
   6. Education Funding

Cornerstone’s Advisory Process - CAP
The cornerstone of our investment advisory service is our four-stage proprietary fiduciary investment process, which provides a systematic discipline for managing your portfolio.

To learn more about CAP please click here - “CAP”.

    
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